SBI SimplySAVE
SBI Card · Visa
SBI SimplySAVE is designed for everyday shopping with 10X rewards on dining, movies, groceries, and departmental stores.
Annual Fee
₹499
Waived at ₹1.0L spend
Joining Fee
₹499
Base Reward Rate
1X
₹0.25/pt
Min CIBIL
650
₹2L+ income
Key Features
Welcome Benefits
2,000 Bonus Reward Points on First Spend
Earn 2,000 bonus reward points on your first transaction within 60 days of card activation
Zero Annual Fee for First Year
No annual fee charged in the first year of membership
Reward Rates by Category
Dining
1X
Travel
1X
Online
1X
Shopping
10X
Grocery
10X
Fuel
1X
Utilities
1X
Other
1X
Partner Earn Rates
| Partner | Category | Earn Rate |
|---|---|---|
| Dining | Dining | 10X |
| Grocery | Grocery | 10X |
| Movies | Entertainment | 10X |
| Departmental Stores | Retail | 10X |
Milestone Benefits
Annual Fee Waiver
Spend ₹1 lakh in a membership year to waive the ₹499 annual fee for the following year
Annual
Airport Lounge Access
Domestic
0 visits/year
International
0 visits/year
Insurance & Protection
Personal Accident Cover
Accidental death cover for primary cardholder
Zero Liability on Lost Card
Report card loss promptly for full protection
Pros
- 10X rewards on dining, movies, groceries
- Fuel surcharge waiver
- Low annual fee
- Good for grocery shoppers
- Movie ticket offers
Cons
- No lounge access
- Low base reward rate
- 10X limited to specific categories
Redemption Options
Shopping vouchers
Statement credit
Frequently Asked Questions
What earn rate on everyday spends?+
How to redeem reward points?+
Annual fee?+
Good as a first card?+
Fuel benefit?+
Ready to apply?
Apply on the SBI Card website. Usually takes 10 minutes.
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SBI SimplySAVE
₹499/yr · 1X rewards
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