SBI Pulse
SBI Card · Visa
SBI Pulse card focuses on health and wellness with gym memberships, health checkups, and lifestyle rewards.
Annual Fee
₹1,499
Base Reward Rate
2X
Point Value
₹0.5/pt
Min CIBIL
700
Lounge Access
Domestic
2/year
International
0/year
Reward Rates by Category
Dining
3X
Travel
2X
Shopping
3X
Online
3X
Grocery
2X
Fuel
1X
Utilities
1X
Other
2X
Pros
- Health & wellness benefits
- Complimentary gym membership
- Health checkup vouchers
- 2 domestic lounge visits/year
- Fee waived at ₹3L spend
Cons
- Niche health focus — not for everyone
- Limited lounge access
- Moderate annual fee
Ready to Apply?
Apply directly on the SBI Card website. Takes about 10 minutes.