SBI Elite
SBI Card · Visa
SBI Elite is a premium card with milestone benefits, lounge access, and Trident hotel privileges.
Annual Fee
₹4,999
Base Reward Rate
2X
Point Value
₹0.5/pt
Min CIBIL
750
Lounge Access
Domestic
6/year
International
2/year
Reward Rates by Category
Dining
5X
Travel
5X
Shopping
5X
Online
5X
Grocery
5X
Fuel
1X
Utilities
1X
Other
2X
Pros
- 5X rewards on dining and shopping
- 6 domestic lounge visits/year
- 2 international lounge visits/year
- Trident hotel privileges
- Milestone benefits up to Rs 10,000
Cons
- High annual fee with no waiver
- Income requirement Rs 15L+
- Average point value
Redemption Options
Flight tickets
Good₹0.5/pt
Hotel bookings
Good₹0.5/pt
Amazon vouchers
Standard₹0.35/pt
Ready to Apply?
Apply directly on the SBI Card website. Takes about 10 minutes.
