SBI Cashback

Sponsored

SBI Card · Visa

SBI Cashback card offers a flat 5% cashback on all online spends — the highest flat rate available.

Annual Fee

₹999

Base Reward Rate

5X

Point Value

₹1/pt

Min CIBIL

660

Lounge Access

Domestic

0/year

International

0/year

Reward Rates by Category

Dining

5X

Travel

5X

Shopping

5X

Online

5X

Grocery

5X

Fuel

5X

Utilities

5X

Other

1X

Pros

5% cashback on ALL online spends
No merchant restrictions
Fee waived at ₹2L spend
Fuel surcharge waiver
Easy approval for salaried

Cons

1% on offline spends
No lounge access
Monthly cashback cap of ₹5,000

Redemption Options

Statement credit

Auto credited monthly₹1/pt

Ready to Apply?

Apply directly on the SBI Card website. Takes about 10 minutes.