SBI AURUM credit card

SBI AURUM

SBI Card · Visa

SBI AURUM is SBI Card is ultra-premium offering — an invitation-based card with unlimited airport lounge access, complimentary golf, luxury gift vouchers worth Rs.30,000 on joining, and a dedicated concierge. Positioned as a lifestyle card for SBI is top-tier customers with Rs.25L+ income.

Annual Fee

₹9,999

Joining Fee

₹9,999

Base Reward Rate

6X

₹0.75/pt

Min CIBIL

740

₹12L+ income

Key Features

Rs.30,000 gift vouchers (Taj Hotels, ITC Hotels) on joining
Unlimited domestic and international lounge access
Complimentary golf at premium courses across India
Dedicated lifestyle concierge
Air accident cover Rs.1.5 Crore
Comprehensive travel and purchase insurance

Welcome Benefits

✓

Rs.30,000 Gift Vouchers

Receive vouchers worth Rs.30,000 for Taj Hotels, ITC Hotels or equivalent luxury brands on card activation. One of India is most generous welcome offers.

Reward Rates by Category

Dining

10X

Travel

10X

Online

6X

Shopping

6X

Grocery

6X

Fuel

1X

Utilities

1X

Other

6X

Partner Earn Rates

PartnerCategoryEarn Rate
International SpendsInternational5X
Luxury HotelsHotels5X
Fine DiningDining5X

Milestone Benefits

₹5.0 L

10,000 Bonus Reward Points

Earn 10,000 bonus reward points on ₹5 lakh annual spend

Annual

₹10.0 L

Annual Fee Waiver + 25,000 Points

Spend ₹10 lakhs to waive the annual fee and earn 25,000 bonus points

Annual

Airport Lounge Access

Domestic

Unlimited

International

4 visits/year

Insurance & Protection

Air Accident Cover

Accidental death while travelling by air.

Rs.1.5 Crore

Emergency Overseas Medical

Medical emergencies while travelling internationally.

Rs.25 Lakh

Eligibility Criteria

Age

21–65 years

Salaried Income

₹25.0 L+ per year

Self-Employed

₹30.0 L+ ITR

Min CIBIL Score

780+

Invite-only. Offered to SBI Card is highest-tier relationship customers. Rs.25L+ annual income typical requirement. Contact your SBI relationship manager or SBI Card customer care to express interest.

Pros

  • Rs.30,000 worth of gift vouchers (Taj/ITC) on card activation
  • Unlimited domestic and international lounge access
  • Complimentary golf at premium courses
  • Dedicated concierge service
  • Comprehensive travel insurance
  • Premium dining privileges at select restaurants
  • High credit limit appropriate for lifestyle spending

Cons

  • Invite-only — limited availability
  • Rs.9,999 annual fee with limited fee waiver information
  • Reward earn rate lower than standalone premium rewards cards
  • SBI Card network acceptance slightly behind HDFC/ICICI for premium concierge quality

Redemption Options

Flight tickets

Good Value₹0.75/pt

Hotel bookings

Standard₹0.6/pt

Transfer Partners

Club Vistara

4:1

Frequently Asked Questions

How do I get SBI AURUM credit card?+
SBI AURUM is invitation-only. It is typically offered to existing SBI Card customers with a strong payment history, high credit limit and elevated spend. You can express interest by calling SBI Card customer care (1800 180 1290) or through your SBI relationship manager. Some applicants report applying via the SBI Card website with Rs.25L+ income.
Is the Rs.30,000 welcome voucher worth getting the card for?+
The welcome voucher alone is worth Rs.30,000 at Taj or ITC Hotels — significantly more than the Rs.9,999 joining fee. For anyone who would stay at Taj or ITC hotels, this is an instant net gain of Rs.20,000 in the first year. Factor this into your decision.
Does SBI AURUM have unlimited lounge access?+
Yes — unlimited domestic and international lounge access with no per-visit cap. This is comparable to other super-premium cards like HDFC Infinia Metal and Axis Magnus.

Ready to apply?

Apply on the SBI Card website. Usually takes 10 minutes.

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SBI AURUM

₹9,999/yr · 6X rewards