SBI AURUM
SBI Card · Visa
SBI AURUM is SBI's top premium card with unlimited lounge access, 6X rewards, and lifestyle benefits.
Annual Fee
₹9,999
Base Reward Rate
6X
Point Value
₹0.75/pt
Min CIBIL
740
Lounge Access
Domestic
Unlimited
International
4/year
Reward Rates by Category
Dining
10X
Travel
10X
Shopping
6X
Online
6X
Grocery
6X
Fuel
1X
Utilities
1X
Other
6X
Pros
- Unlimited domestic lounge access
- 4 international lounge visits/quarter
- 10X points on dining
- Golf game access
- Annual milestone benefits
Cons
- High annual fee with no waiver
- SBI network less prestigious
- Customer service issues reported
Redemption Options
Flight tickets
Good Value₹0.75/pt
Hotel bookings
Standard₹0.6/pt
Transfer Partners
Club Vistara
4:1Ready to Apply?
Apply directly on the SBI Card website. Takes about 10 minutes.
