RBL ShopRite credit card

RBL ShopRite

RBL Bank · Mastercard

RBL ShopRite is a budget shopping card with 5X rewards on partner merchants and online shopping platforms.

Annual Fee

₹500

Waived at ₹0.8L spend

Joining Fee

₹500

Base Reward Rate

2X

₹0.25/pt

Min CIBIL

680

₹3L+ income

Key Features

Grocery and retail-focused cashback card
5% cashback on grocery stores and supermarkets
2% on dining and departmental stores
1% on all other spends
Annual fee waived on ₹1 lakh spend
Cashback auto-credited monthly
Zero fuel surcharge
Contactless payment enabled

Welcome Benefits

₹500 Grocery Cashback on First Spend

Earn ₹500 cashback on first grocery transaction of ₹1,000+ within 60 days of activation

Zero Annual Fee First Year

No annual fee charged in the first year of membership

Reward Rates by Category

Dining

2X

Travel

1X

Online

5X

Shopping

5X

Grocery

3X

Fuel

1X

Utilities

1X

Other

2X

Partner Earn Rates

PartnerCategoryEarn Rate
BigBasketGrocery5X
Reliance Fresh / MoreGrocery5X
DiningDining2X
Departmental StoresRetail2X

Milestone Benefits

₹1.0 L

Annual Fee Waiver

Spend ₹1 lakh in a year to waive the ₹500 annual fee

Annual

Airport Lounge Access

Domestic

0 visits/year

International

0 visits/year

Insurance & Protection

Personal Accident Cover

Accidental death cover

₹2 Lakhs

Zero Liability

Report promptly

100% fraudulent charges

Pros

  • 5X rewards on online & partner shopping
  • 3X on grocery
  • Low annual fee
  • Fuel surcharge waiver
  • Good for online shoppers on a budget

Cons

  • No lounge access
  • Low point value
  • Limited travel benefits

Redemption Options

Statement credit

Standard0.25/pt

Gift vouchers

Standard0.25/pt

Frequently Asked Questions

How much cashback on grocery?+
5% cashback on grocery stores and supermarkets — online and offline. Capped monthly.
What on dining?+
2% cashback on dining and departmental stores. 1% on all other spends.
Is cashback automatic?+
Yes — credited to statement monthly.
Annual fee?+
₹500. Waived on ₹1 lakh annual spend.
Monthly cap?+
Yes — check RBL Bank's current terms for monthly cashback limits.

Ready to apply?

Apply on the RBL Bank website. Usually takes 10 minutes.

User Reviews

No reviews yet. Be the first to share your experience.

✍️

Share your experience

Have this card? Help others decide.

Sign in to write a review

New here? Create a free account

RBL ShopRite

₹500/yr · 2X rewards