RBL Cookies
RBL Bank · Mastercard
RBL Cookies is a lifetime-free credit card with flat 5% cashback on online shopping across categories — no merchant lock-in.
Annual Fee
Free
Joining Fee
Free
Base Reward Rate
5X
₹1/pt
Min CIBIL
650
₹2L+ income
Key Features
Welcome Benefits
Welcome SuperCoins on First Spend
Earn bonus SuperCoins on first transaction within 60 days of card activation
Zero Annual Fee First Year
No annual fee in the first membership year
Reward Rates by Category
Dining
5X
Travel
3X
Online
5X
Shopping
5X
Grocery
4X
Fuel
1X
Utilities
1X
Other
3X
Partner Earn Rates
| Partner | Category | Earn Rate |
|---|---|---|
| Amazon | Online Shopping | 5X |
| Flipkart | Online Shopping | 5X |
| Myntra | Fashion | 5X |
| Movies / Entertainment | Entertainment | 3X |
| Dining | Dining | 3X |
Milestone Benefits
Annual Fee Waiver
Spend ₹1.5 lakhs to waive the annual fee for the following year
Annual
Airport Lounge Access
Domestic
0 visits/year
International
0 visits/year
Insurance & Protection
Personal Accident Cover
Accidental death cover
Zero Liability
Report promptly
Pros
- Lifetime free — zero annual fee
- 5% cashback on online shopping
- No merchant restrictions
- Cashback on dining spends
- Simple rewards tracking
Cons
- No lounge access
- Monthly cashback cap
- No travel or offline benefits
Frequently Asked Questions
What earn on Amazon and Flipkart?+
What on dining and movies?+
Annual fee?+
How to use SuperCoins?+
Cap on monthly earn?+
Ready to apply?
Apply on the RBL Bank website. Usually takes 10 minutes.
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RBL Cookies
Free · 5X rewards
We may earn a commission if you apply via our link — no extra cost to you.
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