RBL Cookies
RBL Bank · Mastercard
RBL Cookies is a lifetime-free credit card with flat 5% cashback on online shopping across categories — no merchant lock-in.
Annual Fee
Free
Base Reward Rate
5X
Point Value
₹1/pt
Min CIBIL
650
Lounge Access
Domestic
0/year
International
0/year
Reward Rates by Category
Dining
5X
Travel
3X
Shopping
5X
Online
5X
Grocery
4X
Fuel
1X
Utilities
1X
Other
3X
Pros
- Lifetime free — zero annual fee
- 5% cashback on online shopping
- No merchant restrictions
- Cashback on dining spends
- Simple rewards tracking
Cons
- No lounge access
- Monthly cashback cap
- No travel or offline benefits
Ready to Apply?
Apply directly on the RBL Bank website. Takes about 10 minutes.
