Kredit.Pe Yes Bank LTF UPI
Yes Bank · Rupay
Kredit.Pe Yes Bank LTF UPI credit card is a lifetime-free card issued via Kredit.Pe platform on the RuPay network, enabling UPI credit at zero annual fee.
Annual Fee
Free
Base Reward Rate
1X
Point Value
₹1/pt
Min CIBIL
650
Lounge Access
Domestic
0/year
International
0/year
Reward Rates by Category
Dining
2X
Travel
2X
Shopping
2X
Online
3X
Grocery
2X
Fuel
1X
Utilities
1X
Other
2X
Pros
- Lifetime free — zero annual fee
- UPI credit via RuPay
- Easy fintech onboarding
- Yes Bank backing
- Quick approval via app
Cons
- Basic rewards only
- No lounge access
- Limited premium benefits
Ready to Apply?
Apply directly on the Yes Bank website. Takes about 10 minutes.
