Kotak League Platinum
Kotak Mahindra Bank · Visa
Kotak League Platinum is a straightforward cashback card with spend-based rewards and a low annual fee, designed for everyday urban spenders.
Annual Fee
₹499
Waived at ₹0.5L spend
Joining Fee
₹499
Base Reward Rate
2X
₹1/pt
Min CIBIL
680
₹3L+ income
Key Features
Welcome Benefits
500 Bonus Reward Points on First Spend
Earn 500 reward points on first transaction within 60 days of card activation
Zero Annual Fee First Year
No annual fee charged in the first year of membership
Reward Rates by Category
Dining
3X
Travel
2X
Online
3X
Shopping
3X
Grocery
3X
Fuel
2X
Utilities
1X
Other
2X
Partner Earn Rates
| Partner | Category | Earn Rate |
|---|---|---|
| Dining | Dining | 4X |
| Entertainment | Entertainment | 4X |
| Grocery | Grocery | 2X |
Milestone Benefits
Annual Fee Waiver
Spend ₹50,000 in a year to waive the annual fee for the following membership year
Annual
Airport Lounge Access
Domestic
0 visits/year
International
0 visits/year
Insurance & Protection
Personal Accident Cover
Accidental death cover
Zero Liability
Report promptly
Pros
- Cashback on all spends
- Low annual fee of ₹499
- Annual fee waived on spend
- Fuel surcharge waiver
- Simple rewards structure
Cons
- No lounge access
- Basic benefits only
- Not ideal for high spenders
Frequently Asked Questions
Earn rate on dining?+
How to redeem?+
Annual fee?+
Good as a first Kotak card?+
Any lounge access?+
Ready to apply?
Apply on the Kotak Mahindra Bank website. Usually takes 10 minutes.
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Kotak League Platinum
₹499/yr · 2X rewards
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