IndusInd Platinum RuPay
IndusInd Bank · Rupay
IndusInd Platinum RuPay credit card lets you pay via UPI at zero MDR merchants while earning reward points on all transactions.
Annual Fee
₹499
Base Reward Rate
2X
Point Value
₹0.5/pt
Min CIBIL
700
Lounge Access
Domestic
2/year
International
0/year
Reward Rates by Category
Dining
3X
Travel
3X
Shopping
3X
Online
3X
Grocery
3X
Fuel
2X
Utilities
1X
Other
2X
Pros
- UPI credit via RuPay network
- Domestic lounge access
- Fuel surcharge waiver
- Annual fee waived on spend
- Works on all UPI apps
Cons
- Limited international acceptance
- Basic reward rate
- No premium travel benefits
Ready to Apply?
Apply directly on the IndusInd Bank website. Takes about 10 minutes.
