IndusInd Platinum Aura Edge credit card

IndusInd Platinum Aura Edge

IndusInd Bank · Visa

IndusInd Platinum Aura Edge is a flexible rewards card where you choose your own benefit category — dining, shopping, or travel — to maximise points.

Annual Fee

₹1,000

Waived at ₹1.5L spend

Joining Fee

₹1,000

Base Reward Rate

2X

₹0.5/pt

Min CIBIL

700

₹3L+ income

Key Features

Customizable rewards — choose your preferred earn category
Up to 5X reward points on chosen category (travel, dining, shopping or fuel)
2X on other spends
Choose and change your reward category every quarter
Complimentary domestic lounge access
Annual fee waived on spend threshold
Zero fuel surcharge at petrol pumps
Contactless payment enabled

Welcome Benefits

✓

1,000 Bonus Reward Points on First Spend

Earn 1,000 bonus reward points on first transaction within 90 days of card activation

✓

Choose Your Rewards Category

Select your top earn category from travel, dining, shopping or fuel — and earn 5X in that category every quarter

Reward Rates by Category

Dining

5X

Travel

4X

Online

3X

Shopping

3X

Grocery

3X

Fuel

2X

Utilities

1X

Other

2X

Partner Earn Rates

PartnerCategoryEarn Rate
Chosen CategoryCustomizable5X
All Other SpendsGeneral2X

Milestone Benefits

₹1.0 L

Annual Fee Waiver

Spend ₹1 lakh in a year to waive the annual fee for the following membership year

Annual

Airport Lounge Access

Domestic

2 visits/year

International

0 visits/year

Insurance & Protection

Personal Accident Cover

Accidental death cover for primary cardholder

₹2 Lakhs

Zero Liability

Report loss promptly

100% fraudulent charges

Pros

  • Choose your own benefit category
  • Good dining rewards
  • Fuel surcharge waiver
  • Annual fee waived on spend
  • Contactless payments

Cons

  • Limited lounge access
  • Low point value
  • Rewards expire if card inactive

Frequently Asked Questions

How does the customizable reward category work?+
Choose one category each quarter — travel, dining, shopping or fuel — and earn 5X reward points in that category. All other spends earn 2X.
Can I change my category?+
Yes — change your reward category once per quarter based on your upcoming spending patterns.
Annual fee?+
₹1,000 approximately. Waived on ₹1 lakh annual spend.
Lounge access?+
Complimentary domestic airport lounge access — check IndusInd website for current visit quota.
Good card for variable spenders?+
Yes — the flexible category selection makes it ideal if your spending patterns shift between travel, dining and shopping seasonally.

Ready to apply?

Apply on the IndusInd Bank website. Usually takes 10 minutes.

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IndusInd Platinum Aura Edge

₹1,000/yr · 2X rewards