IDFC FIRST Wow
IDFC FIRST Bank · Visa
IDFC FIRST Wow is a zero-fee entry card perfect for students and first-time cardholders with low income requirements.
Annual Fee
Free
Base Reward Rate
1X
Point Value
₹0.25/pt
Min CIBIL
600
Lounge Access
Domestic
0/year
International
0/year
Reward Rates by Category
Dining
1X
Travel
1X
Shopping
1X
Online
2X
Grocery
1X
Fuel
1X
Utilities
1X
Other
1X
Pros
- ZERO annual fee
- Low income requirement Rs 1L
- No minimum CIBIL needed
- 2X on online spends
- Fuel surcharge waiver
Cons
- No lounge access
- Very low reward rate
- Basic card for beginners
Redemption Options
Statement credit
Standard₹0.25/pt
Ready to Apply?
Apply directly on the IDFC FIRST Bank website. Takes about 10 minutes.
