IDFC FIRST Private
IDFC FIRST Bank · Visa
IDFC FIRST Private offers zero forex markup, private concierge services, and premium travel benefits for high net-worth customers.
Annual Fee
₹50,000
Base Reward Rate
5X
Point Value
₹1/pt
Min CIBIL
800
Lounge Access
Domestic
Unlimited
International
6/year
Reward Rates by Category
Dining
10X
Travel
10X
Shopping
5X
Online
5X
Grocery
5X
Fuel
1X
Utilities
1X
Other
5X
Pros
- Zero forex markup
- Private concierge service
- Unlimited domestic lounge access
- 6 international lounge visits/year
- Premium travel insurance
Cons
- Very high annual fee of ₹50,000
- High income requirement
- Limited branch network
Ready to Apply?
Apply directly on the IDFC FIRST Bank website. Takes about 10 minutes.
