IDFC FIRST Hello Cashback
IDFC FIRST Bank · Visa
IDFC FIRST Hello Cashback is a lifetime-free credit card with cashback on select categories, designed for daily urban spenders.
Annual Fee
Free
Base Reward Rate
2X
Point Value
₹1/pt
Min CIBIL
650
Lounge Access
Domestic
0/year
International
0/year
Reward Rates by Category
Dining
3X
Travel
2X
Shopping
2X
Online
3X
Grocery
2X
Fuel
1X
Utilities
1X
Other
2X
Pros
- Lifetime free — zero annual fee
- Cashback on dining and shopping
- IDFC FIRST app management
- Quick approval
- Easy for beginners
Cons
- No lounge access
- Limited rewards outside select categories
- Basic card for entry-level users
Ready to Apply?
Apply directly on the IDFC FIRST Bank website. Takes about 10 minutes.
