ICICI Super Saver credit card

ICICI Super Saver

ICICI Bank · Visa

ICICI Super Saver card offers savings on fuel and utility payments — a solid budget card for everyday spends.

Annual Fee

₹500

Waived at ₹1.5L spend

Joining Fee

₹500

Base Reward Rate

1X

₹1/pt

Min CIBIL

650

₹3L+ income

Key Features

5% cashback on utility bill payments — electricity, water, gas, broadband
2% cashback on grocery and departmental store spends
1% cashback on all other transactions
Annual fee waived on ₹1 lakh spend
Cashback auto-credited to statement monthly
Zero fuel surcharge at HPCL petrol stations
Contactless payment enabled
Add-on cards for family

Welcome Benefits

✓

500 Bonus PAYBACK Points on First Bill Payment

Earn 500 bonus points on your first utility bill payment within 60 days of activation

✓

Zero Annual Fee for First Year

No annual fee in the first year of membership

Reward Rates by Category

Dining

2X

Travel

1X

Online

2X

Shopping

2X

Grocery

2X

Fuel

5X

Utilities

3X

Other

1X

Partner Earn Rates

PartnerCategoryEarn Rate
Utility Bills (BBPS)Utilities5X
Grocery StoresGrocery2X
Departmental StoresRetail2X

Milestone Benefits

₹1.0 L

Annual Fee Waiver

Spend ₹1 lakh in a year to waive the ₹500 annual fee

Annual

Airport Lounge Access

Domestic

0 visits/year

International

0 visits/year

Insurance & Protection

Personal Accident Cover

Accidental death cover

₹2 Lakhs

Zero Liability on Lost Card

Report loss promptly

100% fraudulent charges

Pros

  • Fuel surcharge waiver
  • Utility bill rewards
  • Low annual fee
  • Fee waived at ₹1.5L spend

Cons

  • No lounge access
  • Low reward rate
  • Basic card with limited perks

Frequently Asked Questions

How much cashback on utility bills?+
5% cashback on all utility bill payments — electricity, water, gas, broadband and mobile recharges via BBPS.
What on grocery?+
2% cashback on grocery and departmental store spends. 1% on all other transactions.
Is cashback auto-credited?+
Yes — credited to your statement monthly, no manual redemption required.
Annual fee?+
₹500. Waived on ₹1 lakh annual spend.
Fuel benefit?+
Zero surcharge at HPCL petrol stations.

Ready to apply?

Apply on the ICICI Bank website. Usually takes 10 minutes.

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ICICI Super Saver

₹500/yr · 1X rewards