HDFC Pixel Play credit card

HDFC Pixel Play

HDFC Bank · Visa

HDFC Pixel Play is a digital-first credit card designed for millennials, offering 5% cashback on OTT platforms and gaming spends.

Annual Fee

₹1,000

Waived at ₹2.0L spend

Joining Fee

₹1,000

Base Reward Rate

3X

₹1/pt

Min CIBIL

700

₹3L+ income

Key Features

Lifetime free — zero annual fee, zero joining fee
5% cashback on OTT platforms — Netflix, Amazon Prime, Hotstar, Zee5, SonyLIV & more
5% cashback on online gaming — Dream11, MPL, WinZo & similar platforms
2% cashback on all UPI transactions
1% cashback on all other spends
Digital-first with instant virtual card on approval
Supports UPI credit card payments on RuPay network
Cashback auto-credited monthly — no points to track

Welcome Benefits

✓

Zero Fee Forever

No joining fee and no annual fee — ever. Start streaming and gaming while earning cashback at zero cost

✓

Instant Virtual Card

Start using it online immediately — virtual card number issued on approval before physical card delivery

Reward Rates by Category

Dining

5X

Travel

3X

Online

5X

Shopping

3X

Grocery

3X

Fuel

1X

Utilities

1X

Other

2X

Partner Earn Rates

PartnerCategoryEarn Rate
NetflixOTT / Entertainment5X
Amazon Prime VideoOTT / Entertainment5X
Disney+ HotstarOTT / Entertainment5X
SonyLIVOTT / Entertainment5X
Dream11Gaming5X
MPLGaming5X

Airport Lounge Access

Domestic

0 visits/year

International

0 visits/year

Insurance & Protection

Zero Liability on Lost Card

Full protection against fraudulent transactions — report card loss immediately

100% of unauthorised charges

Pros

  • 5% cashback on OTT & gaming
  • 3% cashback on dining
  • Customisable via HDFC app
  • No fuel surcharge
  • Annual fee waived on spend

Cons

  • Limited physical benefits
  • No lounge access
  • Cashback capped monthly

Frequently Asked Questions

Is HDFC Pixel Play really lifetime free?+
Yes — zero joining fee and zero annual fee forever, with no minimum spend conditions.
Which OTT platforms give 5% cashback?+
Netflix, Amazon Prime, Disney+ Hotstar, Zee5, SonyLIV and other major OTT streaming platforms. Online gaming platforms like Dream11 and MPL also earn 5%.
What is the monthly cashback cap?+
There is a combined monthly cap on the 5% category cashback (OTT + gaming). Check HDFC Bank's current terms for the specific limit.
Does it work for UPI payments?+
Yes — RuPay variant supports UPI credit card payments. Pay via PhonePe, Google Pay or any UPI app and earn 2% cashback.
What do I earn on regular spends?+
1% cashback on all other spends outside the 5% and 2% categories — no zero-earn categories.

Ready to apply?

Apply on the HDFC Bank website. Usually takes 10 minutes.

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HDFC Pixel Play

₹1,000/yr · 3X rewards