HDFC MoneyBack+
HDFC Bank · Visa
HDFC MoneyBack+ is a solid entry-level cashback card with 2X rewards on all spends and no-fuss redemption.
Annual Fee
₹500
Base Reward Rate
2X
Point Value
₹0.25/pt
Min CIBIL
650
Lounge Access
Domestic
0/year
International
0/year
Reward Rates by Category
Dining
2X
Travel
2X
Shopping
2X
Online
2X
Grocery
2X
Fuel
1X
Utilities
1X
Other
2X
Pros
- 2X reward points on all spends
- Low annual fee
- Easy to get approved
- Good for beginners
- Fuel surcharge waiver
Cons
- No lounge access
- Lower reward rate than premium cards
- Basic benefits
Redemption Options
Cashback
Standard₹0.25/pt
Amazon vouchers
Standard₹0.25/pt
Ready to Apply?
Apply directly on the HDFC Bank website. Takes about 10 minutes.