HDFC Diners BizBlack credit card

HDFC Diners BizBlack

HDFC Bank · Diners Club

HDFC Diners BizBlack is a business credit card with tax-saving benefits and high reward rates for business spenders.

Annual Fee

₹10,000

Joining Fee

₹10,000

Base Reward Rate

5X

₹1/pt

Min CIBIL

750

₹15L+ income

Key Features

Business Diners Club Black card for high-spending entrepreneurs and executives
Unlimited complimentary domestic and international lounge access
10X points at Diners Club partner hotels and restaurants
5X points on all travel and airline bookings
2X points on all other business spends
Exclusive Diners Club privileges at 2,000+ global merchants
24/7 concierge for travel, dining and event bookings
Comprehensive business travel and purchase insurance

Welcome Benefits

✓

10,000 Bonus Reward Points on First Spend

Earn 10,000 reward points on first business transaction within 90 days

✓

Unlimited Lounge Access from Day One

Immediate unlimited access to Diners Club, Priority Pass and all domestic Indian airport lounges

Reward Rates by Category

Dining

10X

Travel

10X

Online

5X

Shopping

5X

Grocery

5X

Fuel

1X

Utilities

1X

Other

5X

Partner Earn Rates

PartnerCategoryEarn Rate
Diners Club Partner HotelsHotels10X
Diners Club RestaurantsDining10X
Airlines & TravelTravel5X

Milestone Benefits

₹15.0 L

Annual Fee Waiver + 10,000 Bonus Points

Spend ₹15 lakhs to receive annual fee waiver and 10,000 bonus points

Annual

₹50.0 L

25,000 Bonus Points

Reach ₹50 lakh annual spend for 25,000 bonus points

Annual

Airport Lounge Access

Domestic

Unlimited

International

6 visits/year

Insurance & Protection

Air Accident Cover

Business travel booked on card

₹2 Crore

Emergency Medical (Overseas)

Hospitalisation on international business trips

USD 50,000

Purchase Protection

High-value business purchases protected 90 days

Up to ₹5 Lakhs

Trip Cancellation

Non-refundable costs on covered cancellations

Up to ₹1 Lakh

Pros

  • 5X rewards on all spends
  • Business expense management
  • Tax benefits on GST payments
  • Unlimited lounge access
  • SmartBuy 10X rewards

Cons

  • Diners Club network has limited acceptance
  • High annual fee
  • High income requirement

Frequently Asked Questions

Who is Diners BizBlack for?+
Business owners, CXOs and executives spending ₹15 lakhs+ annually who want premium Diners Club benefits with business expense management.
How different from personal Diners Club Black?+
Same premium benefits but with higher business credit limits, GST billing support and corporate expense categorisation.
Lounge access?+
Unlimited complimentary access to all Diners Club, Priority Pass and domestic Indian airport lounges.
Annual fee?+
₹10,000. Waived on ₹15 lakh annual spend.
Diners Club abroad?+
Yes — privileges at 2,000+ partner hotels, restaurants and merchants globally.

Ready to apply?

Apply on the HDFC Bank website. Usually takes 10 minutes.

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HDFC Diners BizBlack

₹10,000/yr · 5X rewards