HDFC Business Regalia
HDFC Bank · Visa
HDFC Business Regalia is a business credit card with travel rewards, lounge access, and expense management for small business owners.
Annual Fee
₹2,500
Base Reward Rate
3X
Point Value
₹0.5/pt
Min CIBIL
700
Lounge Access
Domestic
6/year
International
2/year
Reward Rates by Category
Dining
4X
Travel
5X
Shopping
4X
Online
4X
Grocery
3X
Fuel
1X
Utilities
1X
Other
3X
Pros
- 6 domestic lounge visits/year
- 2 international lounge visits/year
- Business expense management
- GST input credit benefits
- Fee waived at ₹3L spend
Cons
- Requires business documentation
- Moderate reward rate
- Not the best for personal use
Ready to Apply?
Apply directly on the HDFC Bank website. Takes about 10 minutes.
