Axis Neo RuPay
Axis Bank · Rupay
Axis Neo RuPay is a lifetime-free credit card on the RuPay network, enabling UPI credit payments across all UPI apps with cashback on digital spends.
Annual Fee
Free
Base Reward Rate
2X
Point Value
₹1/pt
Min CIBIL
650
Lounge Access
Domestic
0/year
International
0/year
Reward Rates by Category
Dining
3X
Travel
2X
Shopping
3X
Online
4X
Grocery
2X
Fuel
1X
Utilities
1X
Other
2X
Pros
- Lifetime free — zero annual fee
- UPI credit via RuPay network
- Cashback on online spends
- Works with PhonePe, GPay, BHIM
- Easy digital onboarding
Cons
- Limited international acceptance
- No lounge access
- Basic benefits only
Ready to Apply?
Apply directly on the Axis Bank website. Takes about 10 minutes.
