Axis Cashback
Axis Bank · Visa
Axis Cashback card gives a flat 5% cashback on online spends across all merchants — no category restrictions, no brand tie-ups.
Annual Fee
₹500
Base Reward Rate
5X
Point Value
₹1/pt
Min CIBIL
700
Lounge Access
Domestic
0/year
International
0/year
Reward Rates by Category
Dining
2X
Travel
2X
Shopping
2X
Online
5X
Grocery
2X
Fuel
1X
Utilities
1X
Other
2X
Pros
- Flat 5% cashback on all online spends
- No merchant restrictions
- Cashback posted monthly
- Annual fee waived on spend
- Easy to track in Axis app
Cons
- No cashback on offline spends
- Monthly cashback cap
- No lounge access
Ready to Apply?
Apply directly on the Axis Bank website. Takes about 10 minutes.