Airtel Axis Bank credit card

Airtel Axis Bank

Axis Bank · Visa

Airtel Axis Bank card offers 10% cashback on Airtel services and utility bill payments.

Annual Fee

₹500

Waived at ₹2.0L spend

Joining Fee

₹500

Base Reward Rate

1X

₹1/pt

Min CIBIL

650

₹3L+ income

Key Features

25% cashback on Airtel mobile, DTH, broadband & Airtel Black recharges
10% cashback on Swiggy, Zomato & BigBasket
2% cashback on all other spends
Annual fee waived on ₹2 lakh spend
Zero fuel surcharge at all petrol pumps
Cashback auto-credited to statement
Contactless payment enabled
Supplementary cards available

Welcome Benefits

25% Cashback on First Airtel Recharge

Get 25% cashback (up to ₹250) on your very first Airtel recharge within 30 days of card activation

Zero Annual Fee for First Year

No annual fee charged in the first year of card membership

Reward Rates by Category

Dining

2X

Travel

1X

Online

3X

Shopping

3X

Grocery

2X

Fuel

1X

Utilities

10X

Other

1X

Partner Earn Rates

PartnerCategoryEarn Rate
Airtel (Mobile/DTH/Broadband)Telecom25X
SwiggyFood Delivery10X
ZomatoFood Delivery10X
BigBasketGrocery10X

Milestone Benefits

₹2.0 L

Annual Fee Waiver

Spend ₹2 lakhs in a year to waive the ₹500 annual fee for the following membership year

Annual

Airport Lounge Access

Domestic

0 visits/year

International

0 visits/year

Insurance & Protection

Credit Shield

Outstanding dues waived on accidental death of primary cardholder

Outstanding balance

Zero Liability on Lost Card

Report loss promptly for full protection

100% fraudulent charges

Pros

  • 10% cashback on Airtel bills
  • Good for utility payments
  • Low annual fee
  • Fee waived at ₹2L spend
  • Amazon & Flipkart cashback

Cons

  • No lounge access
  • Best value tied to Airtel ecosystem
  • Low base reward rate

Frequently Asked Questions

How much cashback on Airtel?+
25% cashback on Airtel mobile, DTH, broadband and Airtel Black recharges — capped at ₹250 per month.
What on Swiggy and Zomato?+
10% cashback on Swiggy and Zomato food orders, and 10% on BigBasket grocery.
What on other spends?+
2% cashback on all other online and offline spends.
Annual fee?+
₹500. Waived on ₹2 lakh annual spend.
Is cashback auto-credited?+
Yes — automatically credited to your statement each billing cycle.

Ready to apply?

Apply on the Axis Bank website. Usually takes 10 minutes.

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Airtel Axis Bank

₹500/yr · 1X rewards