Axis Ace

Sponsored

Axis Bank · Visa

Axis Ace is the best cashback card for utility bills and online spends via Google Pay.

Annual Fee

₹499

Base Reward Rate

2X

Point Value

₹1/pt

Min CIBIL

650

Lounge Access

Domestic

4/year

International

0/year

Reward Rates by Category

Dining

4X

Travel

4X

Shopping

2X

Online

5X

Grocery

4X

Fuel

1X

Utilities

4X

Other

2X

Pros

5% cashback via Google Pay
4% on utilities & bill payments
2% on all other spends
Fee waived at ₹2L annual spend
Fuel surcharge waiver

Cons

No lounge access on base
Cashback capped per month
Lower rewards on offline spends

Redemption Options

Statement credit

Auto credited as cashback₹1/pt

Ready to Apply?

Apply directly on the Axis Bank website. Takes about 10 minutes.