AU NOMO
AU Small Finance Bank · Visa
AU NOMO is a lifetime-free credit card with no annual fee, no joining fee, and straightforward cashback on everyday spends.
Annual Fee
Free
Base Reward Rate
1X
Point Value
₹1/pt
Min CIBIL
650
Lounge Access
Domestic
0/year
International
0/year
Reward Rates by Category
Dining
3X
Travel
2X
Shopping
2X
Online
3X
Grocery
2X
Fuel
1X
Utilities
1X
Other
1X
Pros
- Lifetime free — zero annual fee
- Simple cashback structure
- No minimum spend
- Quick digital application
- Works on AU Mobile App
Cons
- No lounge access
- Limited rewards on offline spends
- Small Finance Bank — niche acceptance
Ready to Apply?
Apply directly on the AU Small Finance Bank website. Takes about 10 minutes.
