AU NOMO
AU Small Finance Bank · Visa
AU NOMO is a lifetime-free credit card with no annual fee, no joining fee, and straightforward cashback on everyday spends.
Annual Fee
Free
Joining Fee
Free
Base Reward Rate
1X
₹1/pt
Min CIBIL
650
₹3L+ income
Reward Rates by Category
Dining
3X
Travel
2X
Online
3X
Shopping
2X
Grocery
2X
Fuel
1X
Utilities
1X
Other
1X
Airport Lounge Access
Domestic
0 visits/year
International
0 visits/year
Pros
- Lifetime free — zero annual fee
- Simple cashback structure
- No minimum spend
- Quick digital application
- Works on AU Mobile App
Cons
- No lounge access
- Limited rewards on offline spends
- Small Finance Bank — niche acceptance
Ready to apply?
Apply on the AU Small Finance Bank website. Usually takes 10 minutes.
User Reviews
No reviews yet. Be the first to share your experience.
✍️
Share your experience
Have this card? Help others decide.
Sign in to write a reviewNew here? Create a free account
AU NOMO
Free · 1X rewards
Annual feeFree
Joining feeFree
Reward rate1X
NetworkVisa
We may earn a commission if you apply via our link — no extra cost to you.
On this page