AU LIT
AU Small Finance Bank · Visa
AU LIT card lets you pick your own reward categories — a customizable free lifetime card that adapts to your spending.
Annual Fee
Free
Joining Fee
Free
Base Reward Rate
2X
₹1/pt
Min CIBIL
600
₹2L+ income
Reward Rates by Category
Dining
3X
Travel
2X
Online
3X
Shopping
3X
Grocery
2X
Fuel
1X
Utilities
1X
Other
2X
Airport Lounge Access
Domestic
0 visits/year
International
0 visits/year
Pros
- Zero annual fee — free for life
- Customizable reward categories
- Pick 3 categories for higher rewards
- Good entry card
Cons
- No lounge access
- AU Bank has limited branch network
- Need to actively manage reward categories
Ready to apply?
Apply on the AU Small Finance Bank website. Usually takes 10 minutes.
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AU LIT
Free · 2X rewards
Annual feeFree
Joining feeFree
Reward rate2X
NetworkVisa
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