AU LIT
AU Small Finance Bank · Visa
AU LIT card lets you pick your own reward categories — a customizable free lifetime card that adapts to your spending.
Annual Fee
Free
Base Reward Rate
2X
Point Value
₹1/pt
Min CIBIL
600
Lounge Access
Domestic
0/year
International
0/year
Reward Rates by Category
Dining
3X
Travel
2X
Shopping
3X
Online
3X
Grocery
2X
Fuel
1X
Utilities
1X
Other
2X
Pros
- Zero annual fee — free for life
- Customizable reward categories
- Pick 3 categories for higher rewards
- Good entry card
Cons
- No lounge access
- AU Bank has limited branch network
- Need to actively manage reward categories
Ready to Apply?
Apply directly on the AU Small Finance Bank website. Takes about 10 minutes.
