AU Altura Plus credit card

AU Altura Plus

AU Small Finance Bank · Mastercard

AU Altura Plus offers cashback on dining, travel, and utility bills with domestic lounge access, positioned as a value-for-money AU card.

Annual Fee

₹999

Waived at ₹1.5L spend

Joining Fee

₹999

Base Reward Rate

2X

₹1/pt

Min CIBIL

700

₹4L+ income

Reward Rates by Category

Dining

4X

Travel

3X

Online

4X

Shopping

3X

Grocery

3X

Fuel

2X

Utilities

1X

Other

2X

Airport Lounge Access

Domestic

2 visits/year

International

0 visits/year

Pros

  • Cashback on dining and utilities
  • Domestic lounge access
  • Annual fee waived on spend
  • Fuel surcharge waiver
  • AU Small Finance Bank backing

Cons

  • No international lounge access
  • Small Finance Bank — niche positioning
  • Limited premium benefits

Ready to apply?

Apply on the AU Small Finance Bank website. Usually takes 10 minutes.

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AU Altura Plus

₹999/yr · 2X rewards