AU Altura Plus
AU Small Finance Bank · Mastercard
AU Altura Plus offers cashback on dining, travel, and utility bills with domestic lounge access, positioned as a value-for-money AU card.
Annual Fee
₹999
Waived at ₹1.5L spend
Joining Fee
₹999
Base Reward Rate
2X
₹1/pt
Min CIBIL
700
₹4L+ income
Reward Rates by Category
Dining
4X
Travel
3X
Online
4X
Shopping
3X
Grocery
3X
Fuel
2X
Utilities
1X
Other
2X
Airport Lounge Access
Domestic
2 visits/year
International
0 visits/year
Pros
- Cashback on dining and utilities
- Domestic lounge access
- Annual fee waived on spend
- Fuel surcharge waiver
- AU Small Finance Bank backing
Cons
- No international lounge access
- Small Finance Bank — niche positioning
- Limited premium benefits
Ready to apply?
Apply on the AU Small Finance Bank website. Usually takes 10 minutes.
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AU Altura Plus
₹999/yr · 2X rewards
Annual fee₹999
Joining fee₹999
Reward rate2X
NetworkMastercard
Fee waiver₹2L spend
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