AU Altura Plus
AU Small Finance Bank · Mastercard
AU Altura Plus offers cashback on dining, travel, and utility bills with domestic lounge access, positioned as a value-for-money AU card.
Annual Fee
₹999
Base Reward Rate
2X
Point Value
₹1/pt
Min CIBIL
700
Lounge Access
Domestic
2/year
International
0/year
Reward Rates by Category
Dining
4X
Travel
3X
Shopping
3X
Online
4X
Grocery
3X
Fuel
2X
Utilities
1X
Other
2X
Pros
- Cashback on dining and utilities
- Domestic lounge access
- Annual fee waived on spend
- Fuel surcharge waiver
- AU Small Finance Bank backing
Cons
- No international lounge access
- Small Finance Bank — niche positioning
- Limited premium benefits
Ready to Apply?
Apply directly on the AU Small Finance Bank website. Takes about 10 minutes.
