Amex Platinum Travel credit card

Amex Platinum Travel

American Express · Amex

American Express Platinum Travel is Amex is travel-focused mid-tier card — unlimited domestic lounge access via Priority Pass, an IndiGo travel voucher at Rs.1.9L spend, and a Taj Hotels voucher at Rs.4L spend. The Rs.3,500 annual fee is waived at Rs.1.9L spend in year one. Best for domestic travellers who fly IndiGo frequently.

Annual Fee

₹5,000

Joining Fee

₹5,000

Base Reward Rate

5X

₹0.5/pt

Min CIBIL

720

₹6L+ income

Key Features

Unlimited domestic lounge access via Priority Pass
IndiGo travel voucher on Rs.1.9L annual spend
Taj Hotels voucher + 7,500 MR on Rs.4L annual spend
Annual fee waived at Rs.1.9L (yr1) / Rs.4L (yr2+)
Membership Rewards points transferable to airlines and hotels
Amex global offers and dining privileges

Welcome Benefits

✓

10,000 Bonus MR Points

Earn 10,000 bonus Membership Rewards points on spending Rs.90,000 within the first 3 months of card activation.

Reward Rates by Category

Dining

5X

Travel

10X

Online

5X

Shopping

5X

Grocery

5X

Fuel

1X

Utilities

1X

Other

5X

Partner Earn Rates

PartnerCategoryEarn Rate
IndiGo via Amex TravelAirlines5X
Taj HotelsHotels3X
DiningDining2X

Milestone Benefits

₹1.9 L

IndiGo Voucher worth Rs.600

Earn an IndiGo travel voucher on crossing Rs.1.9 Lakh in annual spend. Also triggers the annual fee waiver.

Annual

₹4.0 L

Taj Hotels Voucher + 7,500 MR Points

On crossing Rs.4 Lakh annual spend, receive a Taj Hotels voucher and 7,500 bonus Membership Rewards points.

Annual

Airport Lounge Access

Domestic

8 visits/year

International

0 visits/year

Insurance & Protection

Air Accident Cover

Travel tickets purchased on card

₹50 Lakhs

Purchase Protection

Covers theft or damage within 60 days

Up to ₹50,000

Zero Liability on Lost Card

Report within 3 days

100% fraudulent charges

Eligibility Criteria

Age

18–65 years

Salaried Income

₹6.0 L+ per year

Self-Employed

₹7.0 L+ ITR

Min CIBIL Score

700+

Salaried: Rs.6 Lakh annual income. Similar to MRCC eligibility. Amex is selective in approval regardless of income. Existing Amex cardholders upgrading or adding this card face easier approval.

Pros

  • Unlimited complimentary domestic lounge access via Priority Pass
  • IndiGo travel voucher worth Rs.600 at Rs.1.9L annual spend
  • Taj Hotels voucher on Rs.4L annual spend
  • Annual fee waived at Rs.1.9L spend in year one
  • Earn Membership Rewards points on all spends
  • Transfer MR to Air India, Singapore KrisFlyer and other programs

Cons

  • Amex acceptance limitations across India
  • Annual fee waiver threshold rises to Rs.4L from year two
  • IndiGo voucher denomination (Rs.600) is low relative to current airfares
  • No international lounge access on this card
  • 3.5% foreign transaction fee

Redemption Options

IndiGo air tickets

Best Value₹0.5/pt

Hotel vouchers

Good₹0.4/pt

Amazon vouchers

Standard₹0.35/pt

Frequently Asked Questions

Is Amex Platinum Travel unlimited domestic lounge access real?+
Yes — unlimited complimentary domestic lounge access via Priority Pass at participating domestic airports. No monthly or annual cap. This is the card is standout feature and genuinely valuable for frequent domestic travellers who use IndiGo or other carriers from major airports.
How much is the IndiGo travel voucher worth on Amex Platinum Travel?+
The IndiGo voucher at Rs.1.9L spend is worth Rs.600. At current IndiGo airfares (Rs.2,000-5,000 for short-haul), this is a modest benefit. Its primary value is as a fee offset — the Rs.600 voucher + unlimited lounge access together justify the Rs.3,500 fee for domestic travellers.
Does Amex Platinum Travel earn Membership Rewards?+
Yes — 1 MR per Rs.50 on base spends. The same earn rate as MRCC. These transfer to Air India Flying Returns, Singapore Airlines KrisFlyer and other programs. For maximum MR value, use the 10X earn at Amex Travel and partner merchants.
Who should get Amex Platinum Travel vs MRCC?+
Platinum Travel if you want unlimited domestic lounge access and spend Rs.1.9-4L annually. MRCC if you want higher partner multipliers (5X on more everyday merchants) and spend above Rs.3L. Both have the same MR earnings ecosystem and Amex acceptance limitations.

Ready to apply?

Apply on the American Express website. Usually takes 10 minutes.

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Amex Platinum Travel

₹5,000/yr · 5X rewards