Amex Platinum
American Express · Amex
Amex Platinum is the ultimate luxury card with metal design, Centurion lounges, hotel elite status, and global dining credits.
Annual Fee
₹60,000
Base Reward Rate
1.25X
Point Value
₹2.5/pt
Min CIBIL
750
Lounge Access
Domestic
Unlimited
International
Unlimited
Reward Rates by Category
Dining
5X
Travel
5X
Shopping
1.25X
Online
1.25X
Grocery
1.25X
Fuel
1X
Utilities
1X
Other
1.25X
Pros
- Centurion lounge access worldwide
- Marriott Gold / Hilton Gold status
- Rs 10K Taj/ITC credit annually
- Global dining credits
- Metal card design
- Uber credits
Cons
- Rs 60,000 annual fee
- Very high income requirement
- Limited acceptance in India
Redemption Options
Hotel stays
Best Value₹2.5/pt
Flight tickets
Best Value₹2/pt
Statement credit
Good₹1/pt
Transfer Partners
Marriott Bonvoy
1:1Hilton Honors
1:2Singapore Airlines
2:1Ready to Apply?
Apply directly on the American Express website. Takes about 10 minutes.